re: How much money should you have in the bank by age 30.

quote:

---

Anybody that says you need 3+ months in expenses is stupid and/or lazy. Make your money work (401k, paying down debt, investing, etc). Don't sit on 60k in cash.

---

3-6 months of expenses is sound financial advice. More specifically, the ability to get to 3-6 months of expenses without borrowing or paying a penalty is important.

Otherwise, I agree about investments.