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re: How many credit cards do you currently have?
Posted on 6/13/17 at 9:18 am to Supermoto Tiger
Posted on 6/13/17 at 9:18 am to Supermoto Tiger
quote:
Those are cute little names to encourage dumb asses to accumulate debt. Nah, I'll pass bro.
Totally debt free, except for my house (820 FICO).
Um...if you pay it off right away (like most responsible reward card users do), you don't accumulate debt. It's virtually just like using your debit card, except you just pay off the amount you spend each month before it accrues interest.
You're basically admitting you're not disciplined enough to handle the potential perks of a credit card.
1
Posted on 6/13/17 at 9:42 am to UGATiger26
quote:
Um...if you pay it off right away (like most responsible reward card users do), you don't accumulate debt.
How silly of me. My bad, I forgot that it's the OT and everyone here is the exception to the rule.
Just googled it: only 35% of credit card users don't carry a balance.
Source: Time.com/money
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