re: 401k meeting today. Right way to ask about high fees??

Take it up with your employer's plan administrator. How big is the total plan? There are new regulations that go into effect April 2017 which should benefit the plan participant. Plan sponsors and fiduciaries have to act in the best interest of the plan participant. Go figure. The big companies like Fidelity and Vanguard will now be able to act as a fiduciary and advisor for small plans less than $50 million and that may allow your company to dump the current plan advisor and lower your fees. There are a wave of 401k lawsuits that are targeting plan sponsors for bad fund selection and high fees. I've been trying to get rid of our plan advisor for 2 years and this regulation will finally allow me to do so.