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re: Metairie victim shot in Orlando Terrorist Attack.

Posted on 6/14/16 at 7:17 pm to
Posted by slackster
Houston
Member since Mar 2009
87780 posts
Posted on 6/14/16 at 7:17 pm to
quote:

I really have no issue with people setting up GoFundMe pages for stuff like this. This is what they should be used for imo.




I agree, but at the same time, even something as high as $10,000 is a high out of pocket deductible for someone with health insurance. My wife had a very complicated pregnancy that was followed by 5 weeks in the NICU for our daughter, and even though we were "billed" for over $900k, we were only on the hook for our deductible and co-insurance of $10,000.

Without insurance it could be a huge liability for this person, but hopefully he has coverage and the GoFundMe is used for whatever his out of pocket cost may be. I don't mean to sound like a dick whatsoever, but with insurance it is hard to see expenses of $25,000 (the goal of the account). I wish these things were more specific to the actual costs and not to the "family and whatever they need."
Posted by Teddy Ruxpin
Member since Oct 2006
39838 posts
Posted on 6/14/16 at 7:19 pm to
That's my only issue with the these pages when used correctly, the vagueness.

But I can't really expect the family to be particularly detailed setting this up in 30 minutes after a traumatic event so you just have to trust it goes to what is needed and feel good about yourself either way.
This post was edited on 6/14/16 at 7:20 pm
Posted by Bestbank Tiger
Premium Member
Member since Jan 2005
73687 posts
Posted on 6/14/16 at 8:27 pm to
quote:

I agree, but at the same time, even something as high as $10,000 is a high out of pocket deductible for someone with health insurance.


Could be even worse with out of network fees. I suspect they based the $25k goal on that.

Plus there's a denial code for "service/procedure provided as a result of terrorism". There shouldn't be a denial code for terrorism. It violates the entire premise of insurance. I've never seen that denial actually happen and I doubt it will here because it would be PR nightmare, but theoretically it's possible.
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