re: If you had to pick one stock for the next 18 years.

Im as big a V fan as there as but its not impossible to say apple or google couldnt destroy them in a short amount of time if they wanted to enter the space and integrate something directly from them into the phone and as the growth slows in other areas, this is a very simple space to enter with all the data those two have. Visa has nothing that those tech giants couldnt achieve and lower the price on. Google has 85% of the global smart phone market share, surely they could launch a google card if they ever wanted