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re: Chase Slate vs Discover It

Posted on 9/17/15 at 9:25 am to
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 9/17/15 at 9:25 am to
quote:

The Discover card seems like the obvious choice

Not necessarily. If the Discover charges a transfer fee, which I believe they do, then I would likely go with the Slate depending on the amount being transferred because there is no transfer fee if made in 60 days of account opening.

If we're talking about a few grand, he'd have to be a pretty big spender to recoup that transfer fee through cash back.
Posted by TexasTiger90
Rocky Mountain High
Member since Jul 2014
3576 posts
Posted on 9/17/15 at 10:44 am to
I have zero CC debt, so balance transfers aren't really applicable to my situation as of now. Further down the road, possibly, but for right now I'm looking more towards just being able to establish a credit history.
Posted by wizziko
New Jersey Nets Fan
Member since Jan 2006
35881 posts
Posted on 9/21/15 at 1:36 am to
quote:

If the Discover charges a transfer fee, which I believe they do, then I would likely go with the Slate depending on the amount being transferred because there is no transfer fee if made in 60 days of account opening.

You could almost get perpetual 0% APR or balance transfers when the Discover It. Call customer service and ask if you have any offers available. It seems like they always running a 0% balance promotion too
This post was edited on 9/21/15 at 1:37 am
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