re: Tips for paying off debt?

Budget. Stop eating out. Stop going on trips. Stop doing unnecessary things. Keep your lights on and food in the fridge. After all monthly expenses are accounted for, throw everything that's left at the debt. Rinse and repeat. By having a written budget, you will find things you don't need to be spending your money on.

Dave would tell you to start with the lowest debt regardless of interest rate while paying minimum on everything else. It's a behavior thing. Once you pay something off, it motivates you to keep going, whereas, you may get burned out if you go with the biggest debt.

quote:

---

I'm trying to pay a little more than the minimum payment amounts each month.

---

Pay more than that