re: Dave Ramsey

quote:

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I have listened to Dave in the past and can't stand hearing the Jesus/Bible stuff every show. As someone who has makes less than 30K a year for most of my life it's really hard to listen to his advice about doing a debt snow ball when I am brown bagging my lunch every day and driving a junker and there are people who are calling in talking about they make 150K and paid off debt by "not going out to the movies or restaurants for a year". I haven't stepped foot in a movie theater in 10 years and eating at IHOP once a week is a treat. I actually got turned off hearing people making 4 times my salary calling in and never really hearing from people like myself who were hovering over the poverty line.

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I have not listened to Dave Ramsey in a number of years, but when I did there were usually some callers with low incomes. He advice was usually to do something to make more money, you can only cut back and budget to a certain point.