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re: How accurate is credit karma?
Posted on 1/23/15 at 9:29 am to Coach Guidry
Posted on 1/23/15 at 9:29 am to Coach Guidry
Can I ask which scoring system y'all use? That is encouraging though...I was thinking mine seemed 20-40 points lower.
Eta: I want to buy a house in prolly 12-18months...so am just working on my score.
Eta: I want to buy a house in prolly 12-18months...so am just working on my score.
This post was edited on 1/23/15 at 9:31 am
3
Posted on 1/23/15 at 9:33 am to GeauxMariners
I've found that CK is typically lower than the actual. My current CK score is 752. My FICO I ran yesterday was 792.
Posted on 1/23/15 at 9:35 am to GeauxMariners
We use Equifax. In fact, I do not know of any dealership that does not use them.
Posted on 1/23/15 at 11:13 am to GeauxMariners
quote:
Eta: I want to buy a house in prolly 12-18months...so am just working on my score.
My recent mortgage lender's score came back 10 points higher than CK. A couple years ago, my CK score was 20 points higher than what the auto lender ran.
I've been led to believe that Credit Karma is fairly worthless, although all scores are in the same range.
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