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House Build ... Credit Card discussion

Posted on 1/22/15 at 8:31 am
Posted by Rev1897
NOLA
Member since Dec 2008
782 posts
Posted on 1/22/15 at 8:31 am
MB -

Wife and I are about to embark on a self-build. Father in law and mother in law will be helping a lot as we will be living with them.

I already have the Amex BCP and Chase Sapphire Preferred.

I am considering getting a new card for my wife and in laws and I can buy things for the build. We are also going to get two Home Depot cards (due to the 10% off the first purchase). My wife and I will each get one when we make major purchases (like windows for example, which I have priced cheaper at HD).

Anyone have any experience with this and have a good card to recommend? The interest rate does not matter, I just want to have one card for the build so there will be less reimbursement to do at the end. And I want to either get usable points or money back. My default right now would be to get a CSP for everyone.
Posted by I B Freeman
Member since Oct 2009
27843 posts
Posted on 1/22/15 at 3:30 pm to
I carry a Fidelity American Express that gives 2% cash back on all purchases.

I can't follow all the gimmicks and have little need for a vanity card.

I do agree with your HD idea. I would also recommend you take a list of materials around to the smaller, independent lumber guys and shop them too. You could ask them for cash discounts.
This post was edited on 1/22/15 at 3:31 pm
Posted by Croacka
Denham Springs
Member since Dec 2008
61441 posts
Posted on 1/22/15 at 3:33 pm to
You can also easily find Home Depot and lowes 10% off coupons

You can even buy them on eBay for little to nothing

Do you have a stine around you?

They have tax free weekends every few months and their material is pretty cheap


Eta: for a 2% cash back card, check out the citi doublecash or double pay..whatever it's called

It's a new offering
This post was edited on 1/22/15 at 3:35 pm
Posted by anc
Member since Nov 2012
18194 posts
Posted on 1/22/15 at 4:20 pm to
You can also buy 10% off coupons for Home Depot and Lowes for a few bucks on Ebay.

Lowe's (most Home Depots accept): LINK

Home Depot: LINK

You can literally save thousands of dollars, and get AMEX points instead of having to use a store card.
This post was edited on 1/22/15 at 4:20 pm
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