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re: MT: Keeping The Course
Posted on 9/5/14 at 1:36 pm to RickAstley
Posted on 9/5/14 at 1:36 pm to RickAstley
This thread is depressing me but also inspiring.
My wife and I are 30. We have $3k in an investment (Roth) I just opened up this week and $4k in savings. I'm just starting graduate school and she's a teacher. It kills me to think about how we both got a job right out of college and spent and spent and spent and spent until we had our first child and realized that the future really is coming.
So we're starting late, but I feel inspired by the fact that so much can be done if you just work at it. Learn and maneuver the market. Take advantage of deals. Actually be concerned with savings. It'll work out.
My wife and I are 30. We have $3k in an investment (Roth) I just opened up this week and $4k in savings. I'm just starting graduate school and she's a teacher. It kills me to think about how we both got a job right out of college and spent and spent and spent and spent until we had our first child and realized that the future really is coming.
So we're starting late, but I feel inspired by the fact that so much can be done if you just work at it. Learn and maneuver the market. Take advantage of deals. Actually be concerned with savings. It'll work out.
Posted on 9/6/14 at 2:37 pm to StringedInstruments
quote:
So we're starting late, but I feel inspired by the fact that so much can be done if you just work at it.
Better late than never (I was way later than you). I went from $3k to $60k in retirement savings in 4 1/2 years. I value my military retirement at roughly $600k - so, I will have gone from negative $250k in net worth to a positive $1.5 million in about 24 years, along my current glide path at right at $100k gross income.
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