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re: question regarding target date retirement fund

Posted on 7/21/14 at 11:37 am to
Posted by Cold Cous Cous
Bucktown, La.
Member since Oct 2003
15081 posts
Posted on 7/21/14 at 11:37 am to
quote:

VFIFX has an ER of 0.18%. Moral: just let them do it!

That's only if you have no admiral shares though. If you do, it's cheaper to DIY. Depends on what kind of a fee you're willing to pay to avoid manual rebalancing. I think at some OT Baller level of assets it becomes worth the money to take control yourself.
Posted by Sigma
Fairhope, AL
Member since Dec 2005
3643 posts
Posted on 7/21/14 at 11:45 am to
quote:

That's only if you have no admiral shares though. If you do, it's cheaper to DIY.


Unless I misunderstood his post, the point of his calculations was to see how much it would cost to recreate the TD funds using admiral shares.
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