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re: $0 balance and never missed a payment and had credit limit decreased

Posted on 5/6/14 at 8:52 pm to
Posted by The Hamburglar
McDonaldland
Member since Jan 2005
3301 posts
Posted on 5/6/14 at 8:52 pm to
even if never used? I was holding onto it just to keep the bump in the available credit. now that they took that away, I'm considering cutting it out completely. Again, what effect will closing an account have on my credit? will having one less account be beneficial?
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