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re: Rural development question

Posted on 4/28/14 at 3:14 pm to dave12345
Posted by hawkeye007
Member since Feb 2010
5915 posts
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Posted on 4/28/14 at 3:14 pm to dave12345
the rate is NOT set by the goverment. lenders can make money off your interest rate by giveing you a higher rate. USDA 30yr fixed rate should not be higher than 3.875% right now.
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Posted by LSUengineer12
The Best Side
Member since Dec 2011
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Posted on 4/28/14 at 10:41 pm to hawkeye007
My RD loan (closed Mar 31st) locked in at 4.2%

ETA: USDA may be lower but they rape you in PMI
This post was edited on 4/28/14 at 10:43 pm
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