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re: Emergency Fund

Posted on 3/19/14 at 2:38 pm to
Posted by Sigma
Fairhope, AL
Member since Dec 2005
3643 posts
Posted on 3/19/14 at 2:38 pm to
quote:

ETA: If I do this, I might have to move some stuff around for tax efficiency. Doesn't look like the popular options of STAR, Wellesley or Wellington look particularly efficient, but maybe I'm a dumby.


I use Wellesley in a taxable account. Not a lot of downside risk, but the punch of 1/3 stocks and a 2-3% yield. Suits my risk tolerance and I refuse to think of the Roth as an emergency fund.
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