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re: Bad credit auto loan, big down payment
Posted on 2/26/14 at 11:37 pm to DanielTosh
Posted on 2/26/14 at 11:37 pm to DanielTosh
Not that it matters but what this thread is about revolves around consumer psychology. Needs and wants, patience, etc.
My psychology is a car is a tool, like a hammer. I know not everybody it's like me and that's fine, and I've said my piece on the subject. I just don't understand the psychology of new expensive car buying, just as I don't understand spending tons on clothes.
I shop for clothes maybe twice a year and at 29, I drive the car my dad bought me when I was 17 years old even though I could buy so much more. That's just me.
My psychology is a car is a tool, like a hammer. I know not everybody it's like me and that's fine, and I've said my piece on the subject. I just don't understand the psychology of new expensive car buying, just as I don't understand spending tons on clothes.
I shop for clothes maybe twice a year and at 29, I drive the car my dad bought me when I was 17 years old even though I could buy so much more. That's just me.
2
Posted on 2/26/14 at 11:43 pm to Teddy Ruxpin
quote:
Not that it matters but what this thread is about revolves around consumer psychology. Needs and wants, patience, etc. My psychology is a car is a tool, like a hammer. I know not everybody it's like me and that's fine, and I've said my piece on the subject. I just don't understand the psychology of new expensive car buying, just as I don't understand spending tons on clothes. I shop for clothes maybe twice a year and at 29, I drive the car my dad bought me when I was 17 years old even though I could buy so much more. That's just me.
Everyone has different things they like. I have always been big on vehicles. I don't go out but maybe once or twice a month now and I never go spend a ton on clothes or anything like that. Just the money I save on not going out anymore could pay for the truck note. Like I've said before, if I was making 1/3 of what I make or if I already had a ton of bills I wouldn't consider buying a nice truck. This will be the first new vehicle I have ever bought. I love trucks and cars so I will buy the truck I want but I don't overspend on anything else anymore.
Posted on 2/27/14 at 8:10 am to Teddy Ruxpin
quote:
Not that it matters but what this thread is about revolves around consumer psychology.
quote:
My psychology...
(Let me preface with this is not aimed directly at you Teddy, you just brought up the psychology aspect)
And this right here is why making these threads is a waste of time. Regardless of how simple the OP's question is, a bunch of people that have completely different priorities will come in and basically call the OP stupid with his money blah blah blah and try to change his mind based off how THEY feel.
These threads would go a lot smoother if people would just answer the question asked. I'm sure everyone saying it's a bad financial decision has some hobby that they blow money on that would be better spent or saved elsewhere.
This is just my opinion, and I'm sure I'll get blasted for it.
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