re: Bad credit auto loan, big down payment

There is a big difference in a movie company and an industry that literally runs the world. Even if it slowed down I have enough contacts to keep working. The chances of me getting injured where I can't work are probably <1%. I'm not going to quit living life because of a highly unlikely possibility. I have it set up with my CPA to safe around 40k a year. I feel like that's a pretty good bit and I am going to live decent off of the rest I make. Most people my age making what I make have $60k+ trucks, nice boats, RZRs, and go out and spend $200 every night they are home. Not many are saving money.