re: How is my financial state at 26? Thanks for the input.

The very fact that you have no revolving debt and are an active saver at 26 puts you way ahead of the curve. I would suggest that you consider opening your ROTH IRA asap. You can invest 5,500 a year which will become a substantial tax free retirement vehicle but the contributions can be withdrawn at any time without penalty (please avoid the temptation). I would also suggest that you at least consider a home purchase. With interest rates at extremely low levels and the inherent tax advantages of home ownership, it's a no-brainer.
Congrats on getting the jump on your peers, you will be miles ahead of them in your 40's and 50's.