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re: Whole Life Insurance Lapse Rate

Posted on 1/26/14 at 5:28 pm to
Posted by RebelOP
Misty Mountain Top
Member since Jun 2013
12481 posts
Posted on 1/26/14 at 5:28 pm to
What your really need to be looking at is the profitability to POLICY HOLDERS vs stock holders and the M&E (mortality and expense charges) along with the lapse ratio. The lower the M&E and expenses and a great financial strength rating by all the rating agencies. You'll be fine.
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