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re: Credit Card Rewards and Points Discussion
Posted on 5/15/14 at 2:25 pm to LSUAfro
Posted on 5/15/14 at 2:25 pm to LSUAfro
quote:
Because you said you already had 25k United points?
But what is magical about 120k? I have 120k UR points and I have 25k united points. Why wouldn't I transfer all 120K UR points to United and then I would have 145K?
quote:
Without the Ink or the CSP you can not transfer to UR partners like United. You can only book travel through UR.
To really utilize UR points you need an Ink or CSP.
I know. That's why I was asking my question. I currently have the regular sapphire, but I am thinking about getting the Preferred. I am basically just trying to figure out if the ability to transfer really makes that big of a difference.
quote:
UR points =/= Marriot points.
I understand that. But even if you value Marriott points at .85 x UR points (I think I remember seeing that on flyertalk or nerdwallet or something), it's substantially more than the CSP.
2
Posted on 5/15/14 at 2:31 pm to kennypowers816
quote:
But what is magical about 120k? I have 120k UR points and I have 25k united points. Why wouldn't I transfer all 120K UR points to United and then I would have 145K?
Oh I'm sorry. You said you wanted to go to Europe, correct? 120k is good for 2 roundtrips to Europe in coach on United. No reason to transfer over the other 25k.
quote:
I am basically just trying to figure out if the ability to transfer really makes that big of a difference.
Absolutely. Fee waived first year as well.
quote:
I understand that. But even if you value Marriott points at .85 x UR points (I think I remember seeing that on flyertalk or nerdwallet or something), it's substantially more than the CSP.
I'm not really interested in comparing the two because it's complicated. Teddy enjoys typing out dissertations on the subject. Maybe he'll drop in when he gets done pretending to work.
UR points value is derived from the ability to transfer to partners. Simply put, I'd take 40k UR points all day over 70k Marriot points.
This post was edited on 5/15/14 at 2:39 pm
Posted on 5/15/14 at 3:12 pm to kennypowers816
quote:
I know. That's why I was asking my question. I currently have the regular sapphire, but I am thinking about getting the Preferred. I am basically just trying to figure out if the ability to transfer really makes that big of a difference.
Yes it does. Sapphire Preferred points give you a 20% bonus when booking travel through UR AND you get a 7% bonus to your points earned each year.
70000 Marriott points are worth 23000 UR when it comes to transferring points out to an airline. You tell me if those 70000 Marriott points are more valuable than 4000 UR points.
I should have prefaced this statement by saying that ultimately it depends on what you plan to use the points for but clearly UR points are far more valuable for air travel than Marriott points.
This post was edited on 5/15/14 at 3:49 pm
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