re: How much to put down on a home? (more than 20%?)

If you borrow over 417k, your looking at a first and second, the second being tied to prime + 1.5-2. If not youre going jumbo over 417k looking at interest rate at 5.25%, whereas 30 year under 417k was 4.75-4.875% as of Friday.

My advice would be get under that 417k with what you put down. I'm also a big fan of 10/1 ARM's if you're confident you wont be there in a decade, but also under that 417k amount. Around 4.125%-4.25%.

I'm 37, currently in my 3rd house since I was 27. I can think of two friends who have not upgraded homes, everyone else has. Know thy self always applies in real estate. Good luck.