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re: Picking a lender for a mortgage -- first step
Posted on 5/1/13 at 10:43 am to ThisWayChad
Posted on 5/1/13 at 10:43 am to ThisWayChad
with a conventional loan your credit score will affect your rate the most. 740+ will get you the best rates. 3.5% was the conventional rate i looked at this morning with no points and no origination. Also make sure you are getting at least 30days on the purchase contract. I tell agents that i work with to try and get 45 days that way if the process hits any snags we dont have to extend the contract.
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