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re: 0% interest question

Posted on 2/20/13 at 1:03 pm to
Posted by Vols&Shaft83
Throbbing Member
Member since Dec 2012
70004 posts
Posted on 2/20/13 at 1:03 pm to
quote:

You must be retarded. Where the frick did I say 100% of all businesses don't negotiate. You must not be good at comprehending as my next post says absolutely can negotiate on furniture and it depends on what you are purchasing.


Again, let me refer you to your original statement

quote:

This is not at all true


This implies that my statement about retailers factoring in the interest they pay to the bank for the 0% Financing offers on their products was 100% incorrect. Your only argument to back up this implication was to tell me a story about your Firestone credit card. My reading comprehension is fine, I'm very concerned about yours however.

quote:

I didn't "have" to finance tires. I chose to pay the $1,000 out over 6 months instead of paying it all at once. You are a stupid frick.


So you opened a line of credit, increasing your risk of identity theft and fraud, not to mention the likely negative impact on your credit score, just to make monthly payments of $166.70 for 6 months instead of paying $1000 all at once? Did you get a discount or at least a free T-shirt for selling your financial soul?
Posted by PurpleAndGold86
Member since Jun 2012
11036 posts
Posted on 2/20/13 at 1:10 pm to
quote:

Your only argument to back up this implication was to tell me a story about your Firestone credit card.


Which made my point that his statement was not 100% accurate.

quote:

Did you get a discount


Yes.

quote:

not to mention the likely negative impact on your credit score,


My credit score is over 800 and I moved in to my house 2 years ago. I am not in the least bit worried about the slight potential short term impact on my credit score. You aren't quite as savvy as you are trying to appear to be if you think this is going to have some great negative impact on a credit score.

quote:

just to make monthly payments of $166.70 for 6 months instead of paying $1000 all at once


Didn't have to make payments of 166.67 each month. You probably aren't smart enough to figure out how that is even possible. Maybe in that given month 1,000 charge was not conducive to my budget. Maybe we had just gone on a big vacation. I guess that didn't occur to you though either. I guess you would rather just be a dickhole on an internet message board and try to make yourself sound really cool.

This post was edited on 2/20/13 at 1:10 pm
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