re: What are your goals?

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Nah, most that really want to ER work at it and maintain high savings rates over long periods and also plan and budget well for future expenses to the best those expenses can be estimated. My wife and I have enough to ER pre-50 with the portfolio holdings generating passive income exceeding current earned income but ER hasn't happened. With current starting incomes for those that earned good degrees they can easily build to multiple 7's portfolios by 50-55. And those that are making big money in the oil and tech industries have no one but themselves to blame if they aren't well ahead of the game.

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This is true, but so very few people can get to a multiple 7 fig income....not everyone is in O&G or tech or a lawyer/doctor...I've come to realize that from reading this board, but a lot of people still mention mid 50s retirement...the only way I think that is feasible is, like you stated, multiple 7 figs by that time with some type of continuing cash flow.