If I were you I'd focus on getting two cards:

1. One with the largest bonus promotion you can get. For example, Citi Thank You Preferred has a promotion right now:

quote:
Earn 20,000 bonus Thank You points after you make $3,000 in purchases within the first 6 months after account opening. Earn an additional 20,000 bonus points after you spend $3,000 in purchases within the next 6 months. That's a total of 40,000 bonus points in the first 12 months — good for $400 in gift cards!**

Redeem $400 worth of Amazon gift cards.

2. Since you don't really have one particular large expense group, I'd get an American Express Fidelity card or any other 2% cash back card. Use after you reach the milestones from the citi card or on very large purchases.

It's understood paying any interest on a credit card negates any rewards they pay out.

You have many different options.

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Posted by BamaMan45

Louisiana

Member since Dec 2006

1691 posts

Posted on 11/28/12 at 1:02 am to saving$

Citi seems to have some great options at the moment. I really like the Forward card Flask mentioned, will have to check into the Thank You Preferred card as well.

The idea about 2 cards and using one after acquiring many the bonuses/milestones they offer is a good idea and one I hadn't thought of. Good advice

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Posted by Croacka

Denham Springs

Member since Dec 2008

61442 posts

Posted on 11/28/12 at 9:47 am to saving$

I'm using 3 rewards cards right now

Citi forward for eating out and I buy lots of shite on amazon

Amex BCP for groceries and random stuff and for large purchases to get extended warranty

Penfed for 5% cb on gas

So far the system seems to be working good but I had to label my wife's cards bc she can't remember what's what.