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Health Insurance Question
Posted on 5/9/12 at 7:41 am
Posted on 5/9/12 at 7:41 am
I am switching job, I am a teacher. My school just informed me my insurance ends at the end of May. My new jobs insurance will not begin until August. My current employer said I can continue my HMO at around $520 a month. Obviously I would not want to pay that but I do not want to go uninsured either. What options do I have. Any recommendations? thanks
2
Posted on 5/9/12 at 7:48 am to lsutiger575
buy a major medical policy from blue cross for $100 a month until your new job starts
Posted on 5/9/12 at 7:51 am to yellowfin
will something like that cover any prescription medicines? I only got one script so hoping thats not an issue
Posted on 5/9/12 at 7:59 am to lsutiger575
something cheap will likely have a 3k or greater deductible so your prescriptions will come out of pocket, it's to cover major stuff
Posted on 5/9/12 at 8:22 am to lsutiger575
Check the DOL FAQ below for some good info.
LINK
If you are going to go more than 63 days between employer coverage, make sure whatever you choose is "creditable coverage" to avoid any issues with preexisting conditions.
LINK
If you are going to go more than 63 days between employer coverage, make sure whatever you choose is "creditable coverage" to avoid any issues with preexisting conditions.
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