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re: Is there any reason to have an IRA and a 401k?

Posted on 4/4/24 at 8:44 am to
Posted by hottub
Member since Dec 2012
3476 posts
Posted on 4/4/24 at 8:44 am to
Traditional 401k and IRAs have RMDs at 73

I don’t think Roth 401ks and IRAs have RMDs if you are the original owner. Your heirs will have RMDs though.

RMD= required minimum distribution
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