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re: I need some advice from the financial gurus
Posted on 2/25/24 at 5:46 pm to TIGERSby10
Posted on 2/25/24 at 5:46 pm to TIGERSby10
Man, I’m sorry for what you are going through.
The vehicle sale is no issue. People sell vehicles all the time with balances on a loan.
Does your retirement account allow you to take out a loan? If so, the rate may be less than the penalty but it may just be easier to pay off everything.
The running up credit cards and declaring Chapter 7 thing is scammy and actually illegal. If the court feels you did this, you could face jail time.
The vehicle sale is no issue. People sell vehicles all the time with balances on a loan.
Does your retirement account allow you to take out a loan? If so, the rate may be less than the penalty but it may just be easier to pay off everything.
The running up credit cards and declaring Chapter 7 thing is scammy and actually illegal. If the court feels you did this, you could face jail time.
1
Posted on 2/25/24 at 7:24 pm to anc
quote:
The running up credit cards and declaring Chapter 7 thing is scammy and actually illegal. If the court feels you did this, you could face jail time.
I really didn’t mean run up the credit cards as in going by something frivolously, I just mean I’m spending a couple thousand more a month than I’m actually making so the credit card balance just keeps going up by the end of this year I will probably owe close to $70,000 in credit card debt.
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