re: I need some advice from the financial gurus

I can’t see any problem selling the vehicle.

Pay off the credit cards with the Roth account if everything you said is to be believed. You should probably consult a CPA and/or an hourly financial advisor to set up a plan for you.

quote:

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One other option I was considering since I still will have probably a couple years of heavy medical bills even if my cancer doesn’t come back and another few years of my wife’s back problems (or maybe never being better) so I was thinking about just getting a few more credit cards maxing them out for as long as I can, and then filing for bankruptcy. I already have a house and vehicles and would not need any other major purchases so I could go without needing good credit for 7 years.

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While I appreciate that this can be a valid option, it just feels like theft to me. I can’t condone it.