re: Are out of state colleges worth it?

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We have no option but to go out of state unless we want her at USF, UCF

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I think USF and UCF are terrific options at Florida in-state prices, especially with the State of Florida Bright Futures scholarship. USF recently became an AAU institution. Georgia can't say the same.

Don't feel bad about your daughter not being able to get into UF. Getting into the top state flagships at the most populated states (Texas, Florida, etc.) is a complete bloodbath. Kids with SATs in the upper 1400s, and sometimes into the 1500s, sometimes get rejected from UF. There were kids this year with SATs in the mid-1500s (I even saw a 1570 kid) who got rejected from CS, Engineering and Business at Texas (they were auto-admits to the school, but that doesn't give you certain majors). People without college aged kids have no idea how insane college admissions have become.