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re: Base Flood Elevation??
Posted on 12/23/23 at 9:51 am to duckblind56
Posted on 12/23/23 at 9:51 am to duckblind56
quote:BFE comes from the FEMA flood map. You don’t need a surveyor to tell you the BFE
Hire a surveyor to determine your "base flood elevation"
quote:BFE is just the “100 year flood” level. Not whether you’re in a particular flood zone
and your BFE will determine if you are in/not in a flood zone, how much of your property is in/not in a flood zone, etc. etc.
The surveyor / elevation certificate will tell you the actual elevation of your home and property relative to the BFE that comes from the FEMA map. If you’re a high enough above BFE, you may be able to apply for a LOMA to ask FEMA to rezone your property out of a zone where flood insurance is mandatory for banks
1
Posted on 12/26/23 at 12:42 pm to Tiger Prawn
quote:
BFE is just the “100 year flood” level.
A lot of people don’t realize that if you are in the 100 year flood plain, then your home has a 30% chance of flood over the course of a typical mortgage length.
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