re: Another “can I retire comfortably” question

Your 401K is going to be your largest asset and what you should focus and base your retirement on

You've got enough money in your 401K, but to start withdrawing it without a 10% penalty, I would advise that you work a couple of years longer with your current employer and retire anytime in the calendar year that you turn age 55. That way you meet the Rule of 55 and you can start using your 401K without penalty.

In the meantime while your 401K grows every year, try to maximize 401K back end Roth conversions.

Then at age 59-1/2 convert your 401K into 2 new IRAs, one Traditional IRA and one Roth IRA.

That way you can easily manage IRA withdrawals in retirement and optimize your tax brackets every year.