re: Monthly mortgage payment based on a median existing home is now at a record $2,322

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my man that is comparing spending to 2020

it would make all the sense in the world that things like entertainment and shopping would increase from 2020

all your link shows is that people went back to 2019 discretionary spending

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And this whole conversation revolves around that time period. THe graph posted by 87 shows it.

Home ownership was on a slight rise from 2016-2019, housing expenses were steady at about 33%. These changes have been mostly covid. Aside from that it was mostly linear.