re: Cousin just asked me for money: he’s a high income earner and parents are wealthy

If he owns several Bnbs, one of them has equity. He needs to sell that one, even if it is his most profitable one. Then he needs to work his way out of the other ones until his debt is manageable even if he has to take a loss on one or two.

I wouldn't be able to loan someone money when they have assets other than their primary vehicle and home that they could get rid of. They like to spend money and the first time I saw a FB post from the Bahamas while they still owed me money, I'd lose my shite. Sometimes bad decisions are supposed to be painful. That's how we learn from them.