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re: Insurance rate increases

Posted on 6/20/23 at 6:12 pm to
Posted by BigBinBR
Baton Rouge
Member since Mar 2023
4583 posts
Posted on 6/20/23 at 6:12 pm to
quote:

Louisiana is a no pay no play state, meaning that if someone is driving with no insurance, they have no legal recourse if they get in an accident.


Kind of. No Pay No Play actually only disqualifies them from the first $25k of a property damage claim and the first $15k of a BI claim. And if there are passengers in the other vehicle then No Pay No Play doesn’t apply to them.
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