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Started By
Message
re: Insurance rate increases
Posted on 6/20/23 at 6:04 pm to shutterspeed
Posted on 6/20/23 at 6:04 pm to shutterspeed
quote:
What's the story with Michigan?
Michigans insurance is completely different than anywhere else in the country. If you run a red light and hit a vehicle your insurance pays for you and theirs pays for their damage. They can only file a mini tort claim basically to get their deductible back. Your property damage coverage is $1MM
The real issue though is the PIP medical claims. Basically their PIP medical claims had no limit and could drag on. It wasn’t uncommon for there to be a $500k medical claim that has been going on for 5 years.
They have worked on it some and now people can choose PIP limits. But it hasn’t helped the prices go down.
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