re: Cancelled homeowner’s policy refund question

quote:

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You will likely just pay more next year towards catching up the shortage in your escrow account.

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This ^^^^

If you require a set budget and don't like bills fluctuating, send them the refund.

If you don't mind the escrow rollercoaster (under pay now, more than overpay next year, under pay 2 years from now), then just keep the cash.