re: My Whole Life Ins. situation and advice request

I pay in $300/mth and on most days don’t regret it. The first 10 years of paying in and during a strong bull market it does make you question it. However, now the compounding interest and not having to pay on any gains once I decide to collect makes it a nice addition to my overall portfolio.

I also expect the annual dividend to increase now that interest rates are rising.