re: Cold call from a realtor

I've gotten two of these, both very serious but in order for me to make it worth my while I asked the moon.

-175% of FMV. I'm perfectly happy with MY FOREVER home, but if they want me to move, I'd consider it.

But, I've got to MOVE, buy a new home comparable to this one, account for the fact I'm giving up 2.25% fixed rate and paying taxes & insurance on my purchase price and not todays FMV.

More importantly, if you are looking to displace me out of my home, the extra monies will pale in comparison 10 years down the road. This region saw a minimal dip in 2008 and is experiencing a 20% / yr growth. Their break even pt is about 3-4 years away. This would be someone's forever home and they don't make home and lot combos like this anymore.

Think about your parents or grandparent's homes they have had for 25 plus year at the prices they paid, overpaying for a home that was their forever home has more than made up for it in due time.

Neither decided it was worth it to them, but the numbers were close.