re: Update page 3 - Auto Insurance Question - Got hit in a parking lot

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This doesn't make any sense. They didn't do an accident report because it was private property? That's just a shitty/lazy cop.


Former LEO here...

No, this a dept. doing what you're supposed to.

My dept. (unfortunately) catered to this BS. I went countless times to literally write each person's info on a form and then hand it to the other person. Waste. Of. Time.

Cops/Sheriffs/Troopers do NOT determined FAULT. They write tickets for traffic VIOLATIONS.

In LA the only applicable traffic laws on private property are: OWI, Reckless Operations and (I think) Hit and Run.


Thats it. The guy (with persuasion) stopped and gave OP his info. There was nothing left to do.

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I recognize that different states have different rules.

But incident reports fall under the duties of the local municipality (i.e. the police department).

You are correct that the incident report does not determine fault (technically, neither does a police report at an accident). It is essentially a formal statement to law enforcement which can carry some recourse if determined as false.