re: Last thing that a commercial actually directly influenced your purchase?

quote:

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Tryin to see what all the buzz about.

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Where your 5-8 thousand dollar refund if you wait a few weeks or you can get a check for 3k today. The rest goes towards our filing fee and interest on the loan we are giving you until the IRS pays us.

The whole refund anticipation loan scheme should be banned or limited to no more than 5% of the anticipated refund including fees for filing and preparation. Even that could be considered excessive interest when in most cases it is a loan for 10-30 days.

Of course, some of their clients could be in for a shock since part of their child tax credit was sent to them beforehand and they may receive less money at refund time.