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re: Legal Advice: GF Credit Card Debt Lawsuit

Posted on 1/10/22 at 3:28 pm to
Posted by deeprig9
Unincorporated Ozora, Georgia
Member since Sep 2012
64678 posts
Posted on 1/10/22 at 3:28 pm to
I have been out of the business for many many years, but here's my advice-

If the lawsuits have already been filed, settlement time is over. They will go to court and pretty much get everything they ask for, plus fees and expenses etc. They hold all the power at this point.

The lawfirm she contacted, is it the same firm that is suing her?

If it's a different firm, what's she paying them?

Can she pay those settlements on a plan or will it be due right away in full?

With those settlements, would they still become judgements or would they dismiss the suit?


5 short sentences in OP isn't enough info for anyone to be able to give sound advice.
Posted by 10 31 1861
Member since Jan 2022
148 posts
Posted on 1/10/22 at 3:36 pm to
Thanks for the reply.

The firm she contacted is the one suing her on behalf of Capital One.

The settlement amount was for one time payment, they also offered to pay in full through payments.

I believe the suit would be dismissed upon payment.

She did not think it would escalate to being sued and planned to settle it when she received a large sum she is owed from a previous business deal.
Posted by greygoose
Member since Aug 2013
11482 posts
Posted on 1/11/22 at 10:21 am to
quote:

I have been out of the business for many many years, but here's my advice-

If the lawsuits have already been filed, settlement time is over. They will go to court and pretty much get everything they ask for, plus fees and expenses etc. They hold all the power at this point.

The lawfirm she contacted, is it the same firm that is suing her?

If it's a different firm, what's she paying them?

Can she pay those settlements on a plan or will it be due right away in full?

With those settlements, would they still become judgements or would they dismiss the suit?


5 short sentences in OP isn't enough info for anyone to be able to give sound advice.

quote:

I have been out of the business for many many years, but here's my advice-

If the lawsuits have already been filed, settlement time is over. They will go to court and pretty much get everything they ask for, plus fees and expenses etc. They hold all the power at this point.

The lawfirm she contacted, is it the same firm that is suing her?

If it's a different firm, what's she paying them?

Can she pay those settlements on a plan or will it be due right away in full?

With those settlements, would they still become judgements or would they dismiss the suit?


5 short sentences in OP isn't enough info for anyone to be able to give sound advice.

THIS!

Everytime I've been in court, and it's way more times than I can remember, there is always a case concerning CC debt. Only thing you can hope for at this point, is the judge grants a plan. They will get the full amount of the debt owed, plus interest, plus fees and court costs. If your GF doesn't adhere to the plan, wage garnishments will come next. If she had no intention of paying that debt, she would've been better off filing bankruptcy.
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