Favorite team:LSU 
Location:Baton Rouge
Biography:
Interests:Huntin Fishin and Football
Occupation:Student
Number of Posts:615
Registered on:12/21/2011
Online Status:Not Online

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re: 401k Question - LSUTOM07
They withold 5% from your paycheck, and will match half of it. Don't worry about hours. ...
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re: Houston Flood Investment Ideas - LSUTOM07
I may be late to the game, but I loaded up on USG and HD today. With two significant storms out there, I think both will continue to go up on speculation alone. Even after Irma hits, speculation on Jose should continue to drive price up. Time will tell...
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re: WIll Cover Buying tips-it works - LSUTOM07
[quote]Time is money.[/quote] It's much easier for a salesman to let you walk away with only 15 min invested vs hours. Time is money. That's the point. He invests time, he expects a return on that time. ...
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re: WIll Cover Buying tips-it works - LSUTOM07
[quote]the quicker the process is.[/quote] When negotiating a purchase, my goal is to extend the process, not shorten it. On my last vehicle, I burned just over 7 hours of my salesman day on my purchase. We closed an hour after the dealership closed shop. The more I can have him invested in a...
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re: Max 401k, Max IRA, then what..? - LSUTOM07
[quote]Save as much as possible before kids. After kids you won't be able to.[/quote] I'm holding off on this for as long as possible! We're both mid 20's, so we should have 4-5 more years before we make that move. ...
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re: Max 401k, Max IRA, then what..? - LSUTOM07
[quote]I laugh at people worrying about saving saving saving on the internet. Just do your thing, other people have different goals in life. I swear the greatest and worst invention in the world was the internet. [/quote] This board is a great place to get feedback as people set and reassess thei...
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re: Max 401k, Max IRA, then what..? - LSUTOM07
[quote]Wish i had the links for you we have discussed this so much here. All i have is my RE thread. maybe you can read through it. [/quote] Thanks for the replies! I will dig into this to get more info. The recommnedation from this board to check out Biggerpockets has also been a great resourc...
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re: Max 401k, Max IRA, then what..? - LSUTOM07
[quote]these posts are funny. Most people do not have the income to max all their retirement accounts and still have a shitload to dump into RE and stocks etc for any relevant type of return. Because believe me, it does take a bunch for the last 2 i referenced. I won't sugarcoat it. very tough to do...
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Max 401k, Max IRA, then what..? - LSUTOM07
For those who are maxing out their 401k & IRA, what are you doing with additional savings? Stocks, real estate, strippers and coke? Are there any other avenues for reducing tax exposure? ...
Posted on Money Talk
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re: Buying a rental before buying a house - LSUTOM07
[quote]That rings incredibly false to me. [/quote] One bedroom apartments are starting at 2400. Rooms are going for up to 2k. But for how long.. idk...
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Buying a rental before buying a house - LSUTOM07
Does it ever make sense to invest in a rental property before buying a house? Im living in the SF Bay Area, and housing/rent prices are soaring through the roof. We are currently renting, and I'm concerned about having too much risk associated with the tech industry with my job, stock compensatio...
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re: Where should my 401k be at my age? - LSUTOM07
[quote] It's also ridiculous if you went to graduate school, or have increased your salary greatly by the time you are 30. I'm not the most frugal person in the world, but there is no way that I'd be able to have 1x my salary saved by the time I turn 30. (I'm 29)[/quote] Just because you wont be ...
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re: What's the minimum amount of money you need to live comfortably? - LSUTOM07
[quote]NYC $400k[/quote] Way less than that. You don't have to own to live comfortably. ...
Posted on O-T Lounge
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re: What's the minimum amount of money you need to live comfortably? - LSUTOM07
San Jose, CA Married with no kids - 125-150k Married with kids - 200k+...
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re: Anyone buying the dip in tech? - LSUTOM07
[quote]define dip[/quote] More like a 2 day pull back at the moment. Not sure where it's heading, if anywhere. It could be a good opportunity to pick up shares at a 5-10% discount to last Monday's prices, or it could be the start of more. Curious if anyone else has any thoughts... ...
Posted on Money Talk
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Anyone buying the dip in tech? - LSUTOM07
What are your thoughts on the dip in tech stocks? Are you buying? I'm not sure what's driving this pullback... Hopefully this presents a better entry point into some of the big names in this space. ...
Posted on Money Talk
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re: Age when you first made 100k at your job - LSUTOM07
[quote]Damn 6 figures in purchasing is a 1%er [/quote] Big difference in pay between category/commodity managers who may be responsible for $100M+ in spend vs. a local buyer at a plant. Most category managers I know in the industry are making into the 6 digits in large metro areas. But most a...
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re: Age when you first made 100k at your job - LSUTOM07
[quote]What the hell do you people do to be making over 100,000 in your twenties?[/quote] Procurement [quote]When RSUs and options come in play is when big time money starts becoming a reality.[/quote] This. Bonuses can turn into BIG bonuses by the time they vest. ...
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re: Age when you first made 100k at your job - LSUTOM07
Came very close at 25 in the south. Slightly surpassed 200k at 26 on the west coast. Not exactly apples to apples comparison, though. ...
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re: Anybody know anything about construction contract laws? I have a situation - LSUTOM07
Hard to say without seeing the contract.. I'm going to go out on a limb and say that nothing stops you from breaking the contract. You will likely owe them for any work already performed and any material that may have been procured for your job. Don't offer this up, but if this is the case, make sur...
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