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Favorite team:LSU 
Location:Houston
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Number of Posts:2326
Registered on:1/5/2010
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re: Does anyone know a house flipper? - kennypowers816
[quote]Forgot to mention...they have about an acre or more behind their home which could be used for small houses or maybe even apartments. I guess what I'm saying is there is potential there.[/quote] I don't know any professional flippers, but I do know some people that own rental property in th...
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re: Roth 401(k) to Roth IRA Conversion - kennypowers816
I'm not an expert and haven't had to do a rollover myself, but I'll give a quick answer because no one else has. [quote]1. What are the benefits of also opening a Roth IRA right now instead of waiting to open one when an event (job change) requires a roll over? [/quote] More autonomy with your...
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re: Credit Score Questions - Future home and car purchase - kennypowers816
[quote]45%[/quote] Dang, that seems really high. Not sure I would want anywhere near that much to pay every month. [quote]Colonial National Mortgage in Houston[/quote] Still a while away, but thanks for the tip. Did/do you use them? ...
Posted on Money Talk
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re: Credit Score Questions - Future home and car purchase - kennypowers816
Thanks for all the help from everyone. Is there a sweet spot for Debt/Income ratio? It looks like if I didn't put anything down on the car and bought something a little above my ideal price range on the house, I'm right around 30% debt/income. Like I said, that's definitely at the higher end o...
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Credit Score Questions - Future home and car purchase - kennypowers816
Wife and I are hoping to buy our first house in about 8-10 months, so I guess we will go through the whole qualification process in about 6-12 months or so. We will have a good bit saved up for more than a 20% downpayment, closing costs, possible HOA transfer fee, and a even some a small budget for...
Posted on Money Talk
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re: Europe trip without credit card? - kennypowers816
[quote]And like I think I said, if you are in tourist areas, cash and magnetic strip CCs are ok. It's when you get away from the tourist areas....and honestly, we stay as far away from those areas as we can...that chip CCs are often necessary. [/quote] Fair point. I could see that for parts of ...
Posted on Travel Board
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re: Europe trip without credit card? - kennypowers816
[quote]Zappas Stache[/quote] Do you think it has much to do with the part of Europe you were in? I was in Rome, Florence, Barcelona, Paris and London a few months ago and used a LOT of cash. Not very many places that took only one or the other, but I'd say my cash generally felt more accepte...
Posted on Travel Board
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re: Are any online diamond stores trustworthy? - kennypowers816
Bluenile happy customer here as well. Also, if you have a Chase card (CSP or Freedom), try to buy it through the Ultimate Rewards website so you can get extra points. I wasn't aware of this and missed out on quite a few extra points :banghead:...
Posted on Money Talk
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re: Airline CC options - kennypowers816
If flying from IAH is a must, United is probably the way to go. They would have the most flexibility of any airline out of IAH, but no promises on competitiveness of the prices. United MileagePlus Explorer is their basic card... Current sign-on bonus is 30K miles after 1k spend in the first 3...
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re: Random Roth IRA question - kennypowers816
[quote]It's an amount that as a 26-year-old that I cannot match myself lol.[/quote] Sorry if I'm stating the obvious, but don't forget that Roth IRA contributions are capped at $5,500 for the year....
Posted on Money Talk
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re: Pittsburgh - where to eat? - kennypowers816
For some reason, everyone up there loves Primanti Bros, but I was severely underwhelmed. Butcher in the Rye and Meat & Potatoes are two nicer places downtown. I think Butcher in the Rye was my favorite of the two, but Meat & Potatoes is really popular. Advance reservations are needed for prim...
Posted on Food and Drink
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re: Houston Recs - kennypowers816
My comment was more directed at the BB's recommendation given to someone coming from LA to Houston, but I still don't care for Taste of Texas very much. I do enjoy the salad bar, but I haven't been very impressed with their steaks. There are at least half a dozen other steakhouses I would rather g...
Posted on Food and Drink
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re: Houston Recs - kennypowers816
[quote]BB's[/quote] [quote]Taste of Texas[/quote] I'm going to be nice and just say no. Please just move on from this response and listen to offshoreangler. He'll steer you in the right direction....
Posted on Food and Drink
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re: The world of dividends - kennypowers816
Over the past 5 years, yes. Averaging about 20% EPS growth each year during that time period. Haven't looked beyond that yet. ...
Posted on Money Talk
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re: The world of dividends - kennypowers816
[quote]veryone has their own criteria that they look for, but my general investing philosophy is as a dividend growth investor. My (general) criteria is 1) companies with a dividend growth history of 10 or more years; 2) a payout ratio of less than 60%; 3) a PE of less than 20; 4) a yield of 2.5% or...
Posted on Money Talk
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re: FBD - It's a marathon, not a sprint - kennypowers816
Thanks :cheers: And yeah, I loved the OV that I had and would love to try some more but Laffy wasn't an option this week. Next time though ...
Posted on Food and Drink
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re: FBD - It's a marathon, not a sprint - kennypowers816
I'm sure this question has been answered a million times but searching isn't helping me too much... Are ghost bottles distributed to NOLA and is there any chance the most recent batch would be in stock in any stores tonight?...
Posted on Food and Drink
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re: Chik-Fil-A Grand Opening (Post opening update) - kennypowers816
[quote] although they have very low franchise fees, the corporation takes a significant share of the profits. I think you can make a very solid living off with a Chik-Fil-A franchise, but I don't think you will get rich.[/quote] I've heard this as well. ...
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re: Paging Rental Property Investors: Advice on a first time investment opportunity - kennypowers816
[quote]That was another question I had. I used the 2% rule but that number was too high imo. I was thinking $1200-$1500 range. [/quote] I only have 1 property, but I think you need to do some research on the market first and figure this out yourself. From your OP, it sounds like there are a ...
Posted on Money Talk
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re: LSU - Online Courses - CPA credits - kennypowers816
Mostly just echoing what AmeriKop45 said. I took Auditing via LSU Distance Learning about 5 years ago so my info might be a little out of date. It was a pretty easy pass/fail course, and although I didn't learn a ton, I got the 3 credit hours I wanted. If I recall correctly, LSU wouldn't e...
Posted on Money Talk
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