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Message
re: The ACA Helped Drive Down Personal Bankruptcies
Posted on 5/3/17 at 9:15 am to BamaAtl
Posted on 5/3/17 at 9:15 am to BamaAtl
quote:
No, Consumer Reports is showing a graph and discussions with bankruptcy experts who agree that the decrease in bankruptcies post-ACA is due at least in part to the ACA.
then explain this
the ACA wasn't even fully implemented until 2014, when 900k people filed. that's about 2007-2008 rates and almost half the decrease. so the majority of the decrease occurred prior to implementation when it's clear there was a huge spike surrounding the 2008 crash, so yeah it's obviously the ACA
2
Posted on 5/3/17 at 9:16 am to stout
As usual, BamaAtl with the sweet cherry-picked charts.
Posted on 5/3/17 at 9:17 am to stout
even post-ACA, the levels haven't hit 2006
seems that we may have had a better system before the ACA if we can't get back to those levels
seems that we may have had a better system before the ACA if we can't get back to those levels
Posted on 5/3/17 at 9:17 am to BamaAtl
at you thinking people file for bankruptcy because of medical bills.Posted on 5/3/17 at 9:18 am to MrLarson
medical bills do lead to some bankruptcies
i'm sure the ACA has helped a small number of people avoid bankruptcy after 2014
i don't think it's statistically significant
i'm sure the ACA has helped a small number of people avoid bankruptcy after 2014
i don't think it's statistically significant
Posted on 5/3/17 at 9:18 am to BamaAtl
quote:
quote:
bankruptcies fell in 2011 below the 2009 levels
Thanks, Obama!
But 2012 was higher than 2008 and 2013 was higher than 2007.
Thanks Obama???
Posted on 5/3/17 at 9:19 am to BamaAtl
quote:Stupid. Correlation != causation. The ACA cooncided with poor economy gets improved (albeit slowly) and increasing employment (employer-based coverages).
The ACA Helped Drive Down Personal Bankruptcies
Secondly, the silly premise is only half of an equation. It's leaves off the number of people that's won't be able to send their children to college. It neglects those that can no longer afford a home because their "insurance" has gone up. It neglects those that will not open a business because individual insurance is unavailable to them at anything approaching a reasonable cost. And it neglects those that small businesses that can't compete because they can't provide the same benefits a large corporation can under O-care.
If you only look st benefits-anything, even Hitler-can be made to look good
Posted on 5/3/17 at 9:19 am to Pax Regis
quote:
Doctors and hospitals who don't get their bills bankrupted on.
And they would NEVER pass that cost on to other consumers in the form of higher prices.
Posted on 5/3/17 at 9:21 am to SlowFlowPro
We really need a chart to show how many business closures and job loss the ACA has caused.
Again, you still have people dealing with the 2008 fallout. Still a lot of bubble loans out there. Now you also have oilfield and lot's of industries down, healthcare cost for the middle class sky high, and according to many we are steering towards another recession and still dealing with inflated real estate IMO. We may never see 2006 levels again.
quote:
seems that we may have had a better system before the ACA if we can't get back to those levels
Again, you still have people dealing with the 2008 fallout. Still a lot of bubble loans out there. Now you also have oilfield and lot's of industries down, healthcare cost for the middle class sky high, and according to many we are steering towards another recession and still dealing with inflated real estate IMO. We may never see 2006 levels again.
Posted on 5/3/17 at 9:21 am to NASA_ISS_Tiger
quote:
The democrats found a way to force those with money to pay for those without money
Correct.
They sold it to the public dishonestly diquised as 'insurance'.
Proving once again that if democRats were honest about what their policies were, very few would be elected.
Posted on 5/3/17 at 9:21 am to SlowFlowPro
quote:
then explain this
They do so in the article. Go on, read it.
Posted on 5/3/17 at 9:22 am to SlowFlowPro
quote:
i'm sure the ACA has helped a small number of people avoid bankruptcy after 2014
i don't think it's statistically significant
Others would seem to disagree with your opinion. We can all agree that the ACA certainly hasn't raised the cost of healthcare to the point that it's increased bankruptcies, which puts the lie to many of your claims on here.
Posted on 5/3/17 at 9:23 am to BamaAtl
I've seen some beat downs handed out on this forum, but you are taking a historic one today!
Posted on 5/3/17 at 9:23 am to doubleb
quote:
Looking at you graphs SFP, you could ascertain that since the ACA has passed there's been a lot more terrorist attacks causing more deaths.
One can "prove" just about anything. For example, Nicholas Cage movies cause people to drown in pools.
This post was edited on 5/3/17 at 9:24 am
Posted on 5/3/17 at 9:24 am to BamaAtl
You would make a fascinating study in the psychology of delusion.
Posted on 5/3/17 at 9:25 am to BamaAtl
quote:
They do so in the article. Go on, read it.
i did and i can't find this
the best argument for your side is a massive study of ONE HUNDRED filings
quote:
“Certainly there are fewer people declaring bankruptcy, and certainly fewer are declaring bankruptcy because of healthcare spending,” he says. But his earlier research suggested that some studies exaggerated the degree to which high healthcare bills cause bankruptcies. “They tended to reflect other problems with credit card balances well beyond healthcare,” he says. “It stems from multiple causes.”
there is just as much of an argument, if not more, in that article against your premise
Posted on 5/3/17 at 9:28 am to SlowFlowPro
quote:
then explain this
the ACA wasn't even fully implemented until 2014, when 900k people filed. that's about 2007-2008 rates and almost half the decrease. so the majority of the decrease occurred prior to implementation when it's clear there was a huge spike surrounding the 2008 crash, so yeah it's obviously the ACA
Statistics 101 - correlation does not equal causation.
Posted on 5/3/17 at 9:29 am to BamaAtl
Posted on 5/3/17 at 9:30 am to BamaAtl
quote:
We can all agree that the ACA certainly hasn't raised the cost of healthcare to the point that it's increased bankruptcies
It's incredible that you are trying to wordfrick this into a positive.
Posted on 5/3/17 at 9:31 am to BamaAtl
This is about like crediting Obamacare with slowing the rate of healthcare increases during "the worst economic period since the Great Depression."
Oh wait, you did that, too. Simply dishonest.
Oh wait, you did that, too. Simply dishonest.
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