User Profile: CubsFanBudMan | TigerDroppings.com
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Number of Posts:1017
Registered on:7/17/2008
Online Status:Not Online

Recent Posts

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re: Pay Cut v. Government Pension - CubsFanBudMan
[quote]No, but they also don't get any payout for SS either. Also, unless the private industry is as a 1099 or contractor, they'd only pay half of the 6.2%.[/quote] Employee pays 6.2% and employer pays 6.2%, total of 12.4%, which is a break even at best. Plus, if he has already paid into SS, and/...
Posted on Money Talk
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re: Pay Cut v. Government Pension - CubsFanBudMan
[quote]You're wrong Gov' employees, at least for state of LA, contribute 8%.[/quote] Although inaccurate on my part, the contribution should still be considered. If he has to contribute 8% for the gov't job, and 6% to max the company match in the 401k, that is widening the take home pay some mo...
Posted on Money Talk
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re: Pay Cut v. Government Pension - CubsFanBudMan
[quote]More than likely. Do you think gov't employees don't pay toward their retirement? [/quote] No, I don't think that they do, but I may be wrong. I've never had a gov't job, or a job with a pension. My understanding was that pensions were 100% funded by the employer, gov't in this case. The e...
Posted on Money Talk
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re: Purchasing Land As Investment - CubsFanBudMan
I don't know if there would be a direct affect to my property value, either up or down. The estimated build cost is $150-$160 per square feet, which would be a nice bump from what houses in my subdivision are going for ($125-$140). I'm not worried about a mobile home popping up behind me, but do...
Posted on Money Talk
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re: Backing out of Purchase Agreement - CubsFanBudMan
[quote]House is burning now.[/quote] That wouldn't be bad karma as the insurance payoff might be better than selling the house. Unless he was arrested for arson, that would be karma....
Posted on Money Talk
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re: Kickoff for LSU-Auburn set for CBS 2:30 - CubsFanBudMan
[quote]How the hell is that kickoff time being released so soon? I don't ever recall CBS making a decision so far before the start of the season.[/quote] The usually announce some game times at the spring meetings, then some more at the media days....
Posted on Tiger Rant
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re: LSU Regional TV lineup - CubsFanBudMan
All games LSU play in will be on SEC network. Other games will be on ESPN3....
Posted on Tiger Rant
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re: Pay Cut v. Government Pension - CubsFanBudMan
Would I be wrong to assume that, after reducing the private sector job for your 401k contribution and increase in taxes, your take home pay would be higher with the gov job? Also, assuming no overtime with either job, your hourly rate based on take home pay would have to be higher with the gov job. ...
Posted on Money Talk
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re: Backing out of Purchase Agreement - CubsFanBudMan
[quote]I can't recall the purchase price. do we know it? This is comical if a sub $150K home.[/quote] He never mentioned the purchase price, but that the 10% penalty would be 30K, so 300K house. ...
Posted on Money Talk
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re: Anyone know anything about "Energetic Lighting" brand LEDs? - CubsFanBudMan
If they don't say "instant on" then I stay away from them. I've gotten spoiled with some [link=(http://www.newegg.com/Product/Product.aspx?Item=N82E16803130022&cm_re=feit-_-03-130-022-_-Product)]Feit[/link] bulbs that I got from newegg. They had a sale on them $25 for 6 bulbs, and I stocked up. ...
Posted on Tech Board
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re: Purchasing Land As Investment - CubsFanBudMan
Sounds like his money is tied up right now. However that 10% penalty will put a big dent in the purchase price....
Posted on Money Talk
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re: Purchasing Land As Investment - CubsFanBudMan
[quote]Why do you want to do this? There might be a provision that every lot must have a house built on it within a certain amount of time, or something.[/quote] I want to keep the land behind me undeveloped. I have not had in-depth talks with the developer yet, so I do not know what provisio...
Posted on Money Talk
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re: Purchasing Land As Investment - CubsFanBudMan
I know there are some builders that are involved in the project, and the first person I found was a builder that would require that he build the house. I then found the developer, and am waiting to hear more from them. I know that I would be required to pay HOA dues, but I would expect to be abl...
Posted on Money Talk
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Purchasing Land As Investment - CubsFanBudMan
The property behind my house is being developed soon, and I was thinking about buying the lot that will be directly behind me to keep it from being developed. I have not gotten the exact cost of the lot yet, but, from what I hear, it is going to be a lot more than I had expected. Is there usually a ...
Posted on Money Talk
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re: Backing out of Purchase Agreement - CubsFanBudMan
[quote]But the OP's contention on the contract being broken hinges on the buyer's not giving written notification, not on the reason for them backing out.[/quote] The way I read the OP, I got the impression that he was pissed at the reason they broke the contract, and was using the oral vs writte...
Posted on Money Talk
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re: CPAs: Amending Tax Returns - CubsFanBudMan
Assuming 15% federal rate and 4% state rate, if it's $1600, the tax savings would be about $300. Averaged over 5 years, it might cost more to have the returns prepared than the refund they would generate. If they want to do it themselves, then is it worth their time to do it?...
Posted on Money Talk
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re: Backing out of Purchase Agreement - CubsFanBudMan
[quote]The spirit of the contract was not broken.[/quote] I disagree with this. The buyer's reason for backing out was that "the AC unit is too old." The seller offered to replace it at no charge. This was not good enough for the buyer. The spirit of the contract is that the buyer is going to buy...
Posted on Money Talk
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re: How does the MB feel about financing furniture at 0% - CubsFanBudMan
Is this a promo that the place regularly runs? If so, you may want to wait until you have the cash, then ask them if they will take 5% or 10% off the price if you paid cash. 66 payments of $60.61 would be $4,000. If that was set up as a loan with 5% interest, then the original loan amount would ...
Posted on Money Talk
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re: Police Checkpoints in Baton Rouge today - CubsFanBudMan
When did it expire? Little known fact, they are not illegal until the end of the month following the month that is stamped....
Posted on O-T Lounge
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re: ACA Enrollees Satisfied, Rate Good/Excellent Value of Most Plans - CubsFanBudMan
[quote] and wouldn't say it was a net positive if it dropped a dump truck of money off at their house, if only because it was Obama's. [/quote] If you have a dump truck full of money, I can be bought. Just let me know when you need my address....
Posted on Political Talk
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