- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: 78 worry free payments for a total of $2339.22
Posted on 3/1/15 at 10:01 pm to coonass27
Posted on 3/1/15 at 10:01 pm to coonass27
Ahh ok, thanks for the clarification. What a ripoff.
Rooms to Go does something weird like that too. When we first moved into our house they had a table I liked that was like $400 or something like that. Their salesperson was totally dumbfounded when I wanted to pay cash for it. I took that as a sign and went elsewhere.
Rooms to Go does something weird like that too. When we first moved into our house they had a table I liked that was like $400 or something like that. Their salesperson was totally dumbfounded when I wanted to pay cash for it. I took that as a sign and went elsewhere.
0
Posted on 3/1/15 at 10:01 pm to stout
quote:
No doubt but it's funny to me to see people that took tons of money turn around and ask to not have to pay it back.
I don't think it is funny at all because we (if you actually are one of the few of us that pay taxes) are going to get left holding the bag for this student loan mess.
Posted on 3/1/15 at 10:02 pm to stout
quote:
78 worry free payments for a total of $2339.22
Posted on 3/1/15 at 10:03 pm to cave canem
I didn't mean funny haha obviously.
Posted on 3/1/15 at 10:17 pm to stout
bundle POS phones for a higher price 
all of the phones ^^^ POS
all of the phones ^^^ POS
This post was edited on 3/1/15 at 10:24 pm
Posted on 3/1/15 at 10:21 pm to stout
The Poors always go for the $0 down scheme, it's hilarious 
They think they're winning and the finance company is all the way to the bank.
They think they're winning and the finance company is
all the way to the bank.
Posted on 3/1/15 at 10:35 pm to stout
You can live a stress free and comfortable life being patient and secure in your own skin to wait to buy things that you want. Everything that I own is paid off. frick a bank or some bullshite company holding power or claim over any of my property.
Posted on 3/1/15 at 11:57 pm to cave canem
quote:
I don't think it is funny at all because we (if you actually are one of the few of us that pay taxes) are going to get left holding the bag for this student loan mess.
What's really weird is some people with lots of loans pay lots of taxes.
Posted on 3/2/15 at 1:40 am to stout
If only McDonald's and Golden Corral financed...
Posted on 3/2/15 at 5:46 am to Celery
quote:
Is that any worse than car financing or mortage?
Serious O-T logic right there.
Posted on 3/2/15 at 7:24 am to Celery
quote:
Is that any worse than car financing or mortage?
Posted on 3/2/15 at 8:14 am to TDsngumbo
I will sell them for 78 worry free payments of 19.99
Posted on 3/2/15 at 8:36 am to stout
While it's true that people voluntarily make these terrible deals, it's also true that many of them have no clue about finance or interest rates and that the lender has a severe knowledge advantage.
As for student loans, Obama tried to cap the tuition at these "career colleges" to an amount equal to the first year salary (if they participate in the subsidized federal student loan program); not surprisingly the knives came out. Gotta protect U of Phoenix' corporate welfare scheme.
As for student loans, Obama tried to cap the tuition at these "career colleges" to an amount equal to the first year salary (if they participate in the subsidized federal student loan program); not surprisingly the knives came out. Gotta protect U of Phoenix' corporate welfare scheme.
This post was edited on 3/2/15 at 8:48 am
Posted on 3/2/15 at 8:41 am to Overbrook
quote:
, it's also true that many of them have no clue about finance or interest rates
By law don't they have to be given the equivalent of an amortization schedule so it's all in black and white?
If so, it's not that hard to realize you are paying 4 times what the phone is worth.
Posted on 3/2/15 at 8:47 am to stout
yea, and that would be fine as long as it is clear, up front, and verbally explained. And it probably is supposed to be that way, although I doubt it is.
But I do support usury laws. Society ends up paying the price if these deals are too ridiculous.
But I do support usury laws. Society ends up paying the price if these deals are too ridiculous.
Posted on 3/2/15 at 8:48 am to stout
quote:
By law don't they have to be given the equivalent of an amortization schedule so it's all in black and white?
If so, it's not that hard to realize you are paying 4 times what the phone is worth.
They know, they just don't care
Posted on 3/2/15 at 8:48 am to Overbrook
quote:
yea, and that would be fine as long as it is clear, up front, and verbally explained. And it probably is supposed to be that way, although I doubt it is.
It's pretty basic math
Posted on 3/2/15 at 8:57 am to stout
quote:
If people are stupid enough to fall for it, then so be it.
Exactly.
What they're doing isn't a secret. If people agree to it, its just a victory for capitalism.
This post was edited on 3/2/15 at 8:58 am
Posted on 3/2/15 at 8:59 am to Overbrook
quote:
But I do support usury laws. Society ends up paying the price if these deals are too ridiculous.
No, dumbasses pay the price and businesses win.
They are very clear about what you're paying and what you're getting.
If they lied or hid something, that should be against the law.
Posted on 3/2/15 at 9:02 am to cajunangelle
I'm surprised they even tell you on the ad the total amount if making payments. Why would they do the math for you? Why not just say "Same as cash $1,999 or 166 worry-free payments of $29.99."
Page 3 of 4
Popular
Back to top
Follow TigerDroppings for LSU Football News