menu
Favorite team:Virginia Tech 
Location:Hills of TN
Biography:
Interests:Fishing, Football, BBQ
Occupation:
Number of Posts:1030
Registered on:3/6/2013
Online Status:Not Online

Recent Posts

Message
re: Timeshare related - is this a good idea or terrible idea? - bobaftt1212
we bought on Ebay. We happened to be staying there that week and I looked on ebay. I think we actually paid $100 and a $250 transfer fee or something like that....
Posted on Money Talk
Jump to Post - View Topic - Replies (0)
re: Timeshare related - is this a good idea or terrible idea? - bobaftt1212
we bought one years ago for $350.00 total. The maintenance fee is like 500 bucks but we have a place at the beach every year for either the week before the 4th of July or the week of the 4th of July. The only issue I have with it is that it is a 1 bedroom so now that we have Eli we are only using ...
Posted on Money Talk
Jump to Post - View Topic - Replies (2)
re: Toyota Tundra Owners (2000-2006 models): Advice Please - bobaftt1212
I have an 06 2wd sr5 that has been fantastic. It may wind up being my 2 year olds first car....
Posted on Outdoor Board
Jump to Post - View Topic - Replies (0)
re: New Truck - Colorado or Tacoma - bobaftt1212
taco...
Posted on O-T Lounge
Jump to Post - View Topic - Replies (0)
re: Kodi question. - bobaftt1212
what is the best way to keep track of what episode you are watching? ...
Posted on Tech Board
Jump to Post - View Topic - Replies (1)
Grill decision - bobaftt1212
I have a weber smokey mountain and a weber performer. For Christmas my wife gave me $850 to spend on a gasser. I am either getting a gasser or a pellet grill. I am leaning towards a broil king or a weber gasser given that I am good to go on smoking....
Posted on Outdoor Board
Jump to Post - View Topic - Replies (6)
re: Are there really that many folks that invest with rentals/real estate? - bobaftt1212
no reason to handle it in a grey area IMO. most banks will do 5 conventional mortgages and some banks will do 10. ...
Posted on Money Talk
Jump to Post - View Topic - Replies (1)
re: I want to get away from Cable providers for TV service.... - bobaftt1212
it's super easy. just google sideloading kodi to the firestick. ...
Posted on O-T Lounge
Jump to Post - View Topic - Replies (1)
re: who believes this story? driver hits something big, is unaware - bobaftt1212
to be honest I barely tapped a kia in my blindspot and thought I had run over a can or something. Sounded just like a can being run over. The lady followed me to work and was losing her mind. I looked at my truck and sure enough there was a small scratch. So depending on how he hit it I think i...
Posted on O-T Lounge
Jump to Post - View Topic - Replies (0)
re: PSA: 50% off sale going on at Cole Haan. - bobaftt1212
how are they sized? I guess I really need to go and try some on and then watch for this sale in the future......
Posted on O-T Lounge
Jump to Post - View Topic - Replies (0)
re: Weirdest catch while fishing - bobaftt1212
I have caught several fishing rods (not more than I have lost though) random clothes and several anchors....
Posted on Outdoor Board
Jump to Post - View Topic - Replies (0)
re: Guy who was Goofy at Walt Disney World for over 20 years did a reddit AMA - bobaftt1212
got something in my eye when she picked the rose....
Posted on O-T Lounge
Jump to Post - View Topic - Replies (0)
re: Anybody here go back to school with a full time job and a family? - bobaftt1212
yes. I took 1 or 2 classes a semester for 8 years to finish my undergraduate degree. We had my son in year 6....
Posted on O-T Lounge
Jump to Post - View Topic - Replies (1)
re: $300,000 home cash, or 50% down $600,000 home in a nicer neighborhood - bobaftt1212
20% down on the 600k house which leaves you 180k to buy rental property. At least that is what I would do....
Posted on Money Talk
Jump to Post - View Topic - Replies (0)
re: Purchasing a rental property and deciding on the right loan - bobaftt1212
The 2 replies above are the reason for the question. I lean pretty heavily to valuing the additional cash each month. This is the first property where the difference between the 15 and 30 year notes were that substantial so before the decision was easier....
Posted on Money Talk
Jump to Post - View Topic - Replies (2)
re: Purchasing a rental property and deciding on the right loan - bobaftt1212
1600 is what it is already rented at. I own another house in the neighborhood that is also rented at 1600. This house has all new systems except for the water heater and new windows and siding. The owners intended to stay there but had to move for a job....
Posted on Money Talk
Jump to Post - View Topic - Replies (0)
Purchasing a rental property and deciding on the right loan - bobaftt1212
Purchase price is 165k Terms I am getting on a non owner occ loan: 25% down 15y 3.875% 20% down 15y 4.25% 25% down 30y 4.5% 20% down 30y 4.75% We have great credit and these numbers are similar no matter what bank I talk to. I keep running IRR calculations and the cash on cash return ...
Posted on Money Talk
Jump to Post - View Topic - Replies (4)
re: Buy a house, rent it, buy another, repeat strategy.... - bobaftt1212
where are you financing that you are getting 3% interest rates? ...
Posted on Money Talk
Jump to Post - View Topic - Replies (0)