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Started By
Message
Looking back, what advice would you give yourself
Posted on 5/6/15 at 3:39 pm
Posted on 5/6/15 at 3:39 pm
pertaining to quality of life/wealth building/personal finance
ie
-You're not good at picking speculative stocks
-Marrying that whore is going to cost you 275k
-DCA into an index
-Should've contributed ___% into 401k
I'm 28 and trying to learn from your mistakes before I make them
ETA - changed date range to mitigate smart arse remarks and gain helpful insights from those who now have their hindsight in 20/20
ie
-You're not good at picking speculative stocks
-Marrying that whore is going to cost you 275k
-DCA into an index
-Should've contributed ___% into 401k
I'm 28 and trying to learn from your mistakes before I make them
ETA - changed date range to mitigate smart arse remarks and gain helpful insights from those who now have their hindsight in 20/20
This post was edited on 5/6/15 at 4:06 pm
Posted on 5/6/15 at 3:42 pm to SomeGuyFromLA
quote:
I'm 28
quote:
Looking back 30 years what do you wish you could tell your younger self?
Posted on 5/6/15 at 3:44 pm to SomeGuyFromLA
quote:
Give yourself advice 30 years ago
Stop acting like a damn 3 year old, Clyde!
Eta: Also, Michelle Webster is going to put out in 5th grade to the first guy that makes a pass at her.
This post was edited on 5/6/15 at 3:46 pm
Posted on 5/6/15 at 3:59 pm to SomeGuyFromLA
quote:Pick a more specialized major.
pertaining to quality of life/wealth building/personal finance
Posted on 5/6/15 at 4:03 pm to SomeGuyFromLA
Stay single
Max out 401k
Max out Roth
Buy Rental Properties
Work out 4 times a week and eat clean
If you do all of these things, you will be happy. Wealthy. And beating pussy off daily
Max out 401k
Max out Roth
Buy Rental Properties
Work out 4 times a week and eat clean
If you do all of these things, you will be happy. Wealthy. And beating pussy off daily
Posted on 5/6/15 at 4:07 pm to SomeGuyFromLA
Steal your parents title to the house and bet on Buster Douglas to KO Tyson. 42-1 Underdog. Take 1/2 money and put in Apple/Microsoft, another in something safely growing 5-6% and live off dividends until aforementioned stock blow up. Party with Diddy
Posted on 5/6/15 at 8:19 pm to ItNeverRains
Work smarter and harder. Do the right things in life and money will always follow. Your needs are always met, your wants you need to control. Material progress is almost always preceded by spiritual growth. Whatever your personal idea of spirituality might, or might not be.
Posted on 5/6/15 at 10:11 pm to Iowa Golfer
Don't be a sissy-start that business now before you have real responsibilities and obligations.
Don't take jobs just because of the money. Do what you love.
Don't take jobs just because of the money. Do what you love.
Posted on 5/7/15 at 12:17 am to SomeGuyFromLA
Don't go to college
95% of women are dream killers
95% of women are dream killers
Posted on 5/7/15 at 7:10 am to SomeGuyFromLA
Don't go to college at start at bottom of current industry. You'll be at least in the same position you are now, faster
Posted on 5/7/15 at 8:59 am to LSU6262
Buy less stuff, spend more on experiences. Should have studied abroad, even if I would have borrowed money to do so; should have bought a used "first" car instead of new and spent the car money traveling.
Posted on 5/7/15 at 9:08 am to hungryone
sounds like everyone has very similar advice/regrets
Posted on 5/7/15 at 9:36 am to SomeGuyFromLA
Dont borrow the maximum amount from student loans, even though your dad told you to.
(there should be mandatory financial orientation course before borrowing that kind of money.)
Never take financial advice from somebody who filed bankruptcy.
Pot stocks aren't investments. I could have paid off my student loans entirely, if I would have sold them last spring.
Dont buy stocks based off somebody else's opinion or watchlist. Do your own homework.
Start 401k in your 20's
(there should be mandatory financial orientation course before borrowing that kind of money.)
Never take financial advice from somebody who filed bankruptcy.
Pot stocks aren't investments. I could have paid off my student loans entirely, if I would have sold them last spring.
Dont buy stocks based off somebody else's opinion or watchlist. Do your own homework.
Start 401k in your 20's
This post was edited on 5/7/15 at 9:38 am
Posted on 5/7/15 at 12:54 pm to SomeGuyFromLA
I would just walk up to my 20-something self (all full of p!ss and vinegar) and say, "remember to digest what you eat before taking another bite."
My 20-something self would go home later that evening, thinking about the 50 year old who gave him that strange advice, and likely make sense of it. And he (hopefully) would not get into two renovation projects at once, a package of apartments and also try to work a full-time job.
My 20-something self would go home later that evening, thinking about the 50 year old who gave him that strange advice, and likely make sense of it. And he (hopefully) would not get into two renovation projects at once, a package of apartments and also try to work a full-time job.
Posted on 5/7/15 at 1:22 pm to Jag_Warrior
I only have to go back 12 years, but I would have told him to get an engineering degree and run with only 16k in undergrad debt that would take maybe 2 years to pay off.
I then would have abused credit cards for travel well before I started to, having probably 10 or more countries under my belt than I do now. I feel like I'm playing "catch up" now.
After maxing what I could (and I do), get into the rental property game earlier than I will before kids and shite are on a tighter window.
Lastly, hang out in New Orleans and find the same girl to marry, because she is awesome, hot, and makes lots of money too.
I then would have abused credit cards for travel well before I started to, having probably 10 or more countries under my belt than I do now. I feel like I'm playing "catch up" now.
After maxing what I could (and I do), get into the rental property game earlier than I will before kids and shite are on a tighter window.
Lastly, hang out in New Orleans and find the same girl to marry, because she is awesome, hot, and makes lots of money too.
Posted on 5/7/15 at 1:43 pm to Teddy Ruxpin
To buy $25,000 worth of RIVT stock this morning It was up %8,000 by 11:00
Posted on 5/7/15 at 2:09 pm to TechDawg2007
Damn I just looked at that. Tesla's first acquisition huh
Posted on 5/7/15 at 2:10 pm to Chuck3000
quote:
Never take financial advice from somebody who filed bankruptcy.
It depends, learning what not to do is just as important as learning what to do. I learned a lot from a person that made several million dollars and the went bankrupt.
Posted on 5/7/15 at 10:14 pm to EA6B
I'm talking about middle class folks with bankruptcy, not the 1%ers.
They can handle a hefty bankruptcy & recover.
They can handle a hefty bankruptcy & recover.
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