HSA question

It can also act as another tax deferred IRA. A lot of HSA account providers have investment vehicles that you can utilize. I think HSAbank.com allows you to use TD Ameritrade to trade a lot of stuff. At 65, you can withdraw the money penalty free (not tax free -- you've never been taxed on it).

LINK

max it out every year and watch it grow tax free (or crash as the case may be)

HSABank will let you trade it at Ameritrade (just about anything, not a short list of bad mutual funds with high fees)

ETA: I see all of this has already been covered...never mind

last year was my first year in a high deductible plan with an HSA. We maxed out our contributions and actually paid for most of our expenses out of pocket, except for a few high dollar procedures. But we should be starting off the year with about 4k in the account. My goal is to have my maximum out of pocket covered in the account this year and then continue to build. I can cover pretty much all of my doctor bills at this point, I want this account as a safety net in case any thing major were to happen.